Terms &
Conditions.

By creating an account, accessing or using KX, you agree to these Terms & Conditions and the policies incorporated into them, including our Privacy Policy.

If you do not agree, do not access or use KX. Certain services may include additional terms presented before you use them.

You must be legally capable of agreeing to these terms or use KX with the permission and appropriate involvement of a parent, guardian or authorised representative.

• Provide accurate information about your identity and eligibility.
• Use age-restricted or regulated services only when you meet their requirements.
• Do not create an account for another person without authority.

Your KX account connects multiple services and must be protected carefully. You are responsible for maintaining the confidentiality of your credentials and for activity completed through your account.

KX provides a unified interface to services delivered by government institutions, counties and authorised public bodies. The responsible institution determines service eligibility, requirements, decisions and processing timelines.

You may publish posts, comments, poll responses, petitions, questions and other citizen content. You retain ownership, while granting KX a non-exclusive licence to host, display, format, moderate and distribute that content within the platform.

KX Wallet enables supported transactions, disbursements and payments through approved providers. You must use the wallet only for lawful purposes and provide any information reasonably required for verification and security.

• Review transaction information before authorising payment.
• Report incorrect or unauthorised transactions promptly.
• Do not use wallet features to hide, transfer or receive unlawful funds.

KX may display or facilitate access to Social Health Authority registration, contributions, dependants, claims and coverage information. Eligibility, benefit decisions and healthcare administration remain subject to SHA requirements and applicable law.

Jobs, tenders, grants, scholarships and other opportunities may be published by government or third-party organisations. KX works to support trusted listings but does not guarantee selection, award, employment or the continued availability of an opportunity.

Applicable fees are shown before you confirm a transaction. Payment processing may be governed by additional provider terms. Refunds, reversals and disputes depend on the service, institution and payment method involved.

KX software, interface, brand, original content and platform technology are protected by applicable intellectual-property laws. These terms grant you a limited, revocable, non-transferable right to use KX for its intended purposes.

• Do not copy, sell, reverse engineer or exploit KX technology.
• Do not use the KX name or marks in a way that implies unauthorised endorsement.
• Respect copyright, trade marks and other rights belonging to others.

You must not misuse KX or help another person do so.

We may limit, suspend or terminate access where reasonably necessary to protect users or institutions, investigate misuse, comply with legal obligations or enforce these terms.

Where appropriate, we will provide notice and information about review or appeal options. You may stop using KX or request account deletion at any time, subject to lawful record-retention requirements.

KX is provided on an "as available" basis. We work to keep information accurate and services accessible, but availability can be affected by maintenance, connectivity, institutional systems or events beyond reasonable control.

To the extent permitted by law, KX is not responsible for indirect, incidental or consequential losses resulting from use of the platform, third-party services or matters beyond our reasonable control.

Any liability will be assessed under applicable law, the nature of the service and the relevant circumstances. These terms do not limit rights that cannot lawfully be limited.

We may update these terms as KX services evolve or legal requirements change. Material changes will be communicated through KX or another appropriate channel before they take effect where required.

The version and dates displayed at the top identify the current terms.